When You Are Ready to

Find Your Home

As your buyer’s agent we will represent you and only you in your home buying transaction.

Keep in mind that buyers pay nothing extra for our exclusive, full service. Buyer’s agent services are typically paid for out of the proceeds of the transaction and are charged to the seller.

To Learn About The Buying Process Click Here

Why Do I Need a Buyer’s Agent?

As your buyer’s agent we will represent you and only you in your home buying transaction.

There are a least Sixteen items on a contract that are negotiable or need to be considered. It is more than just the sales price. A buyer’s agent that is fully informed of all the aspects of the contract can help you obtain the lowest price and the best terms possible. This not only can save you money but it can make the whole buying process easier and more enjoyable.

Click here to read more

Shopping for a mortgage

Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared.

Once a simple task that meant comparing fixed rates from among perhaps a dozen or fewer savings and loan companies, the mortgage hunt today is like finding your way through a maze.

There are dozens of loan types and hundreds of loan programs available through thousands of mortgage brokers, bankers, lenders, finance companies, credit unions, even stock brokerage firms.

Contrary to popular belief, finding a mortgage doesn't begin with an application.

Education is a better first choice. Mortgage information sources are as vast as the number of mortgages available. Web sites, topical newspaper articles, mortgage books, consumer seminars and workshops, financial planners, real estate agents, mortgage brokers and lenders are all available to assist you along the way.

Click here for 3 easy steps.

Want to know more about HUD homes?

A HUD home is a residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Get the FAQ about HUD Homes by clicking here...

I'm Ready to Purchase a home!

So, you have thought and dreamed about buying a home... Well, now is the time time to act. Keep in mind that I will never sell or rent your info to anyone. I will only use it to contact you about properties you might be interested in.

Search for all homes currently on the market here!

Be sure to check out the properties currently listed by Spencer Properties! Click Here to View Properties Now.

Texas Real Estate Commission Consumer Protection Notice

Texas Real Estate Commission Information About Brokerage Services